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 Credit Reports Credit Reports | Criminal Records | Drug Testing | Healthcare Sanction Screening | Identity Verification | Motor Vehicle Records | Verifications | Volunteer Screening | StudentScreener.com | NC Criminal Database Congress has limited the use of credit reports (aka: consumer reports) to protect consumer’s privacy. All users must have a permissible purpose under the Fair Credit Reporting Act (FCRA) to obtain a consumer report. Specifically, two of these permissible purposes cover FirstPoint, Inc. Background screening services customers: 1. for employment purposes, including hiring and promotion decisions, where the consumer has given written permission and
2. For tenant
screening, the permissible purpose code used would be “when there is a
legitimate business need in connection with a business transaction that is
initiated by the consumer.”.
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